Preventing Nigerian Credit Card Fraud and Chargebacks Offline

It is always easier to identify and deal with credit card fraud offline because this is an in-person transaction and you can easily verify the credit card information live.

However, the following tips can help you prevent fraud and chargebacks in your offline business transactions:

1. First and foremost, ensure that you train your employees to know how to easily and quickly identify real versus fake credit cards and real versus fake Identification.

2. Since you will not always be there at the every point of sale, you should ensure that your employees are as vigilant as you should be in checking customers' credit cards and Identifications.

3. Take extra effort whenever you are processing a credit card transaction to look carefully at the name on the credit card.

4. Be very vigilant in checking the picture, signature and name on the credit card. Look at the person presenting it very well to make sure it is the same picture on the credit card.

5. Any time that a card is declined, take this as a red light warning. Ask the credit card holder a lot of questions about the credit card to know if indeed the card belongs to such a credit card holder. If you find anything suspicious, call the police.

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Preventing Nigerian Credit Card Fraud and Chargebacks Online